Financial support for those who have reached retirement age as well as those who are physically or mentally disabled is provided by Social Security, a United States federal government program. Applying for and being approved for retirement benefits is straight forward as the government have all your FICA contributions on record, the same cannot be said for those who apply for disability benefits. Social Security lawyers in Chicago are those legal professionals that are often called upon to help those who have had their application denied.
For people who have yet to reach retirement age, and they can prove they are disabled, either physically or mentally and unable to work as a result may be eligible for Social Security Disability Insurance. If approved, the recipient can expect a monthly payment, the amount depends a great deal on how much the disabled applicant made while employed. To be approved for benefits the applicant has to prove beyond doubt that he or she meets the criteria as laid down by the Social Security Administration and that they have accumulated sufficient work credits. For applicants that have not worked enough to gain the necessary credits they may be eligible for Supplemental Security Income, a fixed amount of money given monthly.
It would be rare for an applicant for Social Security disability to have sufficient in-depth knowledge of the rules, regulations and laws that govern eligibility. Even though this is the case there is a tendency for initial applications to be made unaided by Social Security lawyers in Chicago. Statistically, three quarters of all applications are denied, this is the time applicants will engage legal assistance.
Applicants that have been denied can appeal the decision, they and their lawyer can make a motion for appeal in the presence of an Administrative Law Judge; the outcome of the pleading often results in approval. For those that go into the hearing without a lawyer the chances of approval are far less.
The importance of winning a claim for disability benefits cannot be over emphasized, without this monthly payment the majority of applicants would be without any source of income. When the applicant is granted approval thanks to his or her lawyer the chances of them become destitute and a drain on society is far less. It is not only the cash benefits, once approved; the disabled individual can access Medicare and Medicaid, programs that provide assistance for medical care and drugs.