There are two programs available to those that have either a physical or mental disability; Social Security Disability (SSD) and Supplemental Security Income (SSI). To qualify for benefits the claimant must:
- Provide medical and vocational evidence supporting the contention that work is not possible
- A logical argument that is based on the laws, rules, and regulations as prescribed by the SSA
There exists what the SSA call the “Blue Book.” This is a list of medical conditions along with the criteria that must be met before approval for Social Security disability benefits in Waukegan is granted. The requirements are very specific; as a result, many claims fail to be approved using only the Blue Book. The greatest majority of claimants are approved when they can prove that they suffer functional limitations that make it impossible to work.
A simple, straight-forward diagnosis of a covered condition is not enough to result in approval, rather the emphasis is more on how the condition limits the claimant’s ability to perform gainful work and engage in common everyday activities.
Provided the claimant can prove the following, he or she will usually qualify for Social Security disability benefits in Waukegan:
- Prove the existence of a severe impairment using documentation and medical evidence
- Prove that the disability makes it impossible to return to work done in the past
- Prove they do not have the ability, skills or education needed to switch to another line of work, and
- Prove that the disabling condition will last for at least one year
What are the differences between SSD and SSI?
Regardless of whether the disabled individual is claiming for SSD or SSI, the same medical qualifications apply. SSI is a means-tested benefits program which does not take into account any work history, to qualify the applicant must have a limited income and very few assets. SSD is funded by the payroll tax, the applicant must have paid FICA and worked for a given number of years based on his or her age at the time they became disabled.