If a physical or mental condition has left you unable to work, you may be wondering how to apply for SSDI and whether you meet the qualifications. At Jeffrey A. Rabin & Associates, Ltd., we know how overwhelming the Social Security Disability (SSD) system can feel. That’s why we’re here to guide you through the process and help you file for Social Security Disability benefits the right way.
Applying for SSDI benefits involves more than filling out paperwork. The Social Security Administration (SSA) has strict rules about who qualifies. This page will walk you through those SSD qualifications, the importance of timing, why so many claims are initially denied, and how our experienced team can help you at every stage of the process.
What Are the SSDI Qualifications?
To qualify for Social Security Disability Insurance (SSDI), you must meet both medical and non-medical requirements. These include:
1. Work History and Earnings
SSDI is an insurance program based on your work history. You must have paid into Social Security through payroll taxes (FICA) for a certain number of years—usually at least 5 of the last 10. The amount of work credits needed depends on your age when you became disabled.
2. Severe Medical Condition
Your disability must prevent you from performing substantial gainful activity (SGA). In other words, you must be unable to work full time or earn more than a certain amount each month due to your condition.
The SSA keeps a list of qualifying medical impairments, ranging from chronic illnesses and neurological disorders to mental health conditions. If your diagnosis is listed—or is equal in severity—you may meet the medical criteria. Visit our Impairments page for more information about conditions that may meet SSDI eligibility.
3. Duration of Disability
Your disability must be expected to last at least 12 months or result in death. Temporary injuries or short-term medical conditions typically do not qualify.
Why Timing Is Critical When You File for Social Security Disability
When you lose the ability to work, time is not on your side. The SSA’s review process can take several months or longer. Delaying your application can affect your eligibility and the amount of back pay you may receive.
Filing early gives you the best chance to collect benefits as soon as possible and protects your legal rights. Many applicants who wait too long to apply for SSDI miss out on crucial benefits they rightfully deserve.
Let us help you file your disability benefits claim right the first time. Contact our team at Jeffrey A. Rabin & Associates today for a free case evaluation.
Why So Many SSDI Claims Are Denied
It’s a harsh reality: over 65% of initial SSDI applications are denied by the Social Security Administration. This happens for a number of reasons, including:
- Incomplete medical records
- Missing documentation
- Errors on application forms
- Failure to prove your disability meets SSA criteria
Even applicants who clearly qualify for benefits can face rejection simply because the paperwork was filled out incorrectly. That’s why it’s crucial to have a knowledgeable legal team by your side.
At Jeffrey A. Rabin & Associates, we’ve helped thousands of clients successfully file Social Security Disability applications. We understand how the SSA reviews claims, and we know how to present your case in a way that meets their standards.
How to Apply for SSDI With Our Help
Filing for Social Security Disability doesn’t have to be stressful. When you work with our firm, we help with every step of the process:
- Collecting medical records and evidence
- Completing your SSDI application accurately
- Communicating with your doctors and the SSA
- Representing you in hearings if your claim is denied
We offer no-cost consultations, and you pay nothing unless we secure benefits for you. Our goal is to make the process as smooth as possible so you can focus on your health, not legal paperwork.
Ready to apply for SSDI? Call us today or contact us online to get started.
What If You’ve Already Been Denied?
Don’t give up. If your SSDI claim has already been denied, you still have the right to appeal—but you must act quickly. There are strict deadlines, and missing them could mean starting over entirely.
Our firm handles appeals at every level, including:
- Request for Reconsideration
- ALJ Hearings
- Appeals Council Review
- Federal Court Appeals (if necessary)
Don’t face the system alone—let our experienced disability attorneys fight for the benefits you need.